4.68 out of 5 4.7 out of 5


Member Reviews
Overall Rating: 5 out of 5 5 out of 5
Ease of applying: 5 out of 5 5 out of 5
Loan process: 5 out of 5 5 out of 5
Approval time: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
ptoshea
Location: West Jordan, UT
Gender: Male
Age: 35 to 44
America First member for: 4 to 6 years
Top 10 Contributor Top 10 Contributor
Unbeatable! Date: October 11, 2009
"As someone who has financed 3 cars with AFCU I agree with all the postiive comments: speed, ease, approval time.

One thing some may not know is if your credit improves (they use Experian) you can go back as ask for your rate to be re-evaluated. I just cut my auto rates this weekend from 10 to 5.24 percent since my fico improved and I asked. It took less than 30 minutes at the branch. This also applied to my AFCU credit card too.

How many banks would do that?"
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Overall Rating: 5 out of 5 5 out of 5
Ease of applying: 5 out of 5 5 out of 5
Loan process: 5 out of 5 5 out of 5
Approval time: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Endoran

America First member for: 7 to 10 years
Just fabulous Date: August 4, 2009
"Ever since I became a member back in 2002 I have never ceased to be impressed with America First. I've recommended AFCU auto loans to many of my friends and family, and most of them ended up going with them. The loan application process is lightning fast; I applied online at 11pm and the next morning I went in person to a branch and they said I was already approved for what I asked for, same day I went out, received my bill of sale (I had already picked a car) from the dealer, went back to AFCU, my check was cut and just like that my new car. All within 24hours. I also love it how if they look up your credit history they keep it on file and use it for 3 months (if you need more financial services) instead of retrieving a new one each time, which as we all know decreases your credit score. I always receive very friendly service from the loan processors as well, very courteous, congenial, outgoing, dressed for success, and helpful (very informative regarding your credit score and how things effect it). I've had 2 car loans and 1 RV loan through AFCU and frankly I'll never borrow money from anywhere else."
1 of 1 people found this review helpful.
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Overall Rating: 5 out of 5 5 out of 5
Ease of applying: 5 out of 5 5 out of 5
Loan process: 5 out of 5 5 out of 5
Approval time: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
CR1990
Location: Midwest
America First member for: over 10 years
Top 10 Contributor Top 10 Contributor
Product and Service together Date: July 16, 2009
"Have used AFCU for all my auto loans for the past 18 years. It's the perfect product together with unbeatable service. The automatic payments is a great feature. Never have to worry about missing a payment. Service is always top notch."
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Overall Rating: 5 out of 5 5 out of 5
Ease of applying: 5 out of 5 5 out of 5
Loan process: 5 out of 5 5 out of 5
Approval time: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Pops
Location: Centerville, UT
Gender: Male
Age: 55 to 64
America First member for: over 10 years
Top 10 Contributor Top 10 Contributor
Always the best auto financing programs. Date: May 13, 2009
"The best rates, terms and service on auto loans I have ever experienced in over 40 years of personally financing new or used vehicles. I have always used AFFCU's best variable rates and have always paid less interest than using a fixed rate. I also have them take 1/2 of my monthly payment directly out of my Money Market Savings Account every two weeks. This payment method reduces my overall interest paid over the entire loan period and helps to pay the vehicle off sooner than the specified loan period. Add a little extra principal amount to that payment method and you save even more interest and will pay off the vehicle even faster. Banks charge around $8 or more a month to provide this service or will just refuse to do it. AFFCU does not charge their members anything to perform these simple customer direct account withdrawal services. I also handle my mortgage with AFFCU the same way. There is no better organization anywhere to handle your checking, savings, loans and Visa requirements. Simply the best $25 you will ever invest in your financial lifetime."
0 of 1 people found this review helpful.
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