America First Ratings and Reviews
Top Rated Product
Online Banking

Online Banking

Web Access® Internet Banking is your personal branch of America First Credit Union, available anytime you need it. And, of course, it’s free! You can transfer funds, manage your accounts, pay bills and more … when and where it’s convenient for you.

Average Member Rating: 4.5 out of 5 4.5 out of 5
32 of 34 (94%) members would recommend this product to a friend.

Member Reviews for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 3 out of 5 3 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Duncan
Location: Kaysville, UT
Gender: Male
Age: 25 to 34
America First member for: 7 to 10 years
Top 10 Contributor Top 10 Contributor
Great Service - Everything where you Need it. Date: March 19, 2009
"I couldn't possibly do business with a Bank that didn't offer On-line access. This is also FREE for personal Checking account and you can see all the LOANS or mortgage in one page! Excellent stuff don;t you think? Way better than messing about with multiple websites."
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Review 2 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Bigpond30
Location: Layton
Gender: Male
Age: 35 to 44
America First member for: 7 to 10 years
Top 10 Contributor Top 10 Contributor
Looking for a bank this is it. Date: March 7, 2009
"I have been with America First for 8 years now and i could not think of a better place to hold my money, I have every bit of confidence that they are very upstanding with there members the tools they have to help you keep track of every day banking is top rated to me they go above and beyond in keeping you and your money safe that gives me grate piece of mind, the people of this credit union is the best they have worked well with me and are truly caring to my banking needs."
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Review 3 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
RCA02
Location: North Salt Lake
Gender: Female
Age: 25 to 34
America First member for: less than a year
Date: February 16, 2009
"I have been with a bank for a couple yrs. but I have heard great things about America First. So I needed to start building my credit and I have applied to many places for credit cards and other stuff. I have always been denied. So when I tried America First I was skeptical of being approved cause of my history. But that very same day I got a call saying I was approved for a card and that gave me hope. I will need a car soon and I will definitely go to America First, first!!"
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Review 4 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
mreynolds
Location: Salt Lake City
Gender: Male
Age: 18 to 24
America First member for: 4 to 6 years
Number One Contributor Number One Contributor
Simple and to the point Date: February 12, 2009
"I have been with other banks and financial institutions that plaster the web page with ads and promotions, as well as putting a lot of useless information in their content. I love the fact that AFCU keeps it simple and clean. I don't need my online banking access to sing to me, and I appreciate AFCU keeping it to the point."
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Review 5 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
oldtimer
Location: Tooele, Utah
Gender: Male
Age: 55 to 64
America First member for: over 10 years
the best credit union Date: December 31, 2008
"the site is easy to use and I can do all the transactions in a feww minutes and it is very simple to understand what I have done not like some other credit unions I have used"
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Review 6 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
shib
Location: Ogden, UT
Gender: Male
Age: 18 to 24
America First member for: over 10 years
The Best. Ever. Date: November 5, 2008
"I bank online at AFCU and Chase. I love AFCU. I do not love Chase. Apart from online banking, the rates and terms and options are always better. Love AFCU. Love the online banking at AFCU."
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Review 7 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
utahgirl
Location: Logan, UT
Gender: Female
Age: 25 to 34
America First member for: over 10 years
Love Internet Banking! Date: October 13, 2008
"I love America First's Internet Banking! It is easy to use. I check my account every day. Love it, love it, love it!"
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Review 8 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Bdjems
Location: Arizona
Gender: Female
Age: 35 to 44
America First member for: over 10 years
Best Online Banking Date: September 27, 2008
"I have had accounts in financial institutions in 6 states and three different countries, and I have never found one with a better online interface than AFCU. I am able to see up to date transactions, transfer money,pay bills on my own schedule, apply for loans, etc. all with intuitive menus and excellent customer service. My only complaint (tongue-in-cheek) is that the credit union hasn't expanded into other states. :)"
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Review 9 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
BuffaloJP
Location: Troy, MI
Gender: Male
Age: 25 to 34
America First member for: over 10 years
Easy to use and full featured Date: September 26, 2008
"I've been a member since the earlier 90's, despite not living in the state of Utah for over 10 years. Online banking through Web Access gives me the tools and access to get all of my banking done remotely.
I've never found a local bank or credit union to offer as much as America First."
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Review 10 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 4 out of 5 4 out of 5
A2ron
Location: Carbondale,IL
Gender: Male
Age: 25 to 34
America First member for: over 10 years
Top 25 Contributor Top 25 Contributor
Great Online Banking Date: September 8, 2008
"We moved out of Utah to the midwest. We considered changing to a local bank or credit union. However, it was so easy to have our pay directly deposited into America First and then use online banking we decided to just stick with them. Plus after checking out the banks and credit unions here no one could compare to all the services you get with America First."
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Review 11 for Online Banking

Overall Rating: 3 out of 5 3 out of 5
Convenience: 2 out of 5 2 out of 5
Functionality: 1 out of 5 1 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Ambient
Location: Heber City
Gender: Female
America First member for: over 10 years
Transfers need comment feature Date: September 7, 2008
"We need a field to enter a comment pertaining to transfers from ANY account. My husband and I have 5 accounts between the two of us and it would be nice to see what the transfers (transactions) were for.

Too many times have gone by when we see we've transfered money to another account or to another family member or friend, wondering why we transfered that money in the first place.

Adding a comment field in the transfer page would help organize these transactions and avoid confusion from 'mystery' transfers. We'd be able to reference the comments for clarification for each transaction.

....kind of like the 'memo' line on your personal checks."
2 of 3 people found this review helpful.
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Review 12 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Friendly

EBD Date: August 23, 2008
"I have never had a problem with A/F web site. It is easy to understand & operate. This is where I do all of my banking transactions. I love it!"
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Review 13 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
AmyM
Location: Syracuse
Gender: Female
Age: 25 to 34
America First member for: 7 to 10 years
Love it Date: August 17, 2008
"I have been doing my banking online with America First for almost 10 years and I LOVE it! I think the website is fantastic and very convenient. This is the biggest reason why I have stayed with AF for so long and don't have any plans to ever change financial institutions."
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Review 14 for Online Banking

Overall Rating: 3 out of 5 3 out of 5
Convenience: 3 out of 5 3 out of 5
Functionality: 2 out of 5 2 out of 5
Accessibility: 1 out of 5 1 out of 5
Ease of use: 2 out of 5 2 out of 5
pasta

America First Web Access...never works. Date: August 14, 2008
"Every time I get online to check my banking, it seems AFCU is having technical problems. It is getting a little ridiculous. Why would I tell people to join AFCU when I can't even check my OWN banking. Come on guys, get it right."
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Review 15 for Online Banking

Overall Rating: 3 out of 5 3 out of 5
Convenience: 3 out of 5 3 out of 5
Functionality: 3 out of 5 3 out of 5
Accessibility: 2 out of 5 2 out of 5
Ease of use: 3 out of 5 3 out of 5
boardhead
Location: Kaysville, UT
Gender: Male
Age: 45 to 54
America First member for: over 10 years
America First Web Gone Down Hill Date: August 7, 2008
"In the past America First has always been on the fore front of web accessibility. In the past year or so they seem to be struggling with keeping up. Many banks have finally caught on to the web and are offering significantly better web-based offerings. America First has had problems with their new security layer not allowing me to log in and recently they have had several server crashes with their web banking down for most of the day. The only reason I would recommend America First to a friend is because of their other banking services. However, if they can't get their web act together I will have to reconsider."
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Review 16 for Online Banking

Overall Rating: 1 out of 5 1 out of 5
Convenience: 2 out of 5 2 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 1 out of 5 1 out of 5
Ease of use: 4 out of 5 4 out of 5
dooh
Location: Clearfield, UT
Gender: Male
Age: 35 to 44
America First member for: over 10 years
webaccess Date: August 1, 2008
"The webaccess is a wonderful service when they can keep it up. The application seems to crash / go down far too often, or else it tries to authenticate to a server that is not meant for webaccess."
1 of 1 people found this review helpful.
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Review 17 for Online Banking

Overall Rating: 1 out of 5 1 out of 5
Bobaganoush

Date: July 31, 2008
"It is very inconvienient when I need to pay payments, i.e. mortgage, and your system does not work. I do most of my banking via internet and this is not acceptable. I have attempted to make this payment 5 times today since 8:00 this morning."
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Review 18 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Anonymous Reviewer
Location: West Jordan, UT
Gender: Male
Age: 18 to 24
America First member for: over 10 years
AWESOME Date: July 16, 2008
"I have been an AFCU member for over 15 years and there is a good reason for that. Service and reliability. I can do anything I want with my finances at home from my computer. Pay bills with a click, transfer money to my brother to help him out with bills ANYTHING!
I love the online services so much I brag about them to people."
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Review 19 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
MilitarySpouse
Location: Ellsworth AFB, SD
Gender: Female
Age: 25 to 34
America First member for: over 10 years
Online Access the Best! Date: July 11, 2008
"I love the ease of the online banking through AM 1st. Being away from UT I still have complete access to our account. Any question I could possibly have I am able to find online. I know what is happening any time night or day. It is very rare that Web Access has been down, I think in the 4 1/2 yrs away from UT I have encountered it being down a total of 3 times. The fact that it is down so little yet all info on the site is up to date at all times amazes me. I appreciate all that is done for the members!!"
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Review 20 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
trs20

I use it everyday Date: July 10, 2008
"I log in every day and check my account balances, transfer funds, reconcile my checkbook, etc. I can't go without being able to check my balances any time of day any time I want to."
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