America First Ratings and Reviews
Top Rated Product
Online Banking

Online Banking

Web Access® Internet Banking is your personal branch of America First Credit Union, available anytime you need it. And, of course, it’s free! You can transfer funds, manage your accounts, pay bills and more … when and where it’s convenient for you.

Average Member Rating: 4.348 out of 5 4.3 out of 5
21 of 23 (91%) members would recommend this product to a friend.

Member Reviews for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Friendly

EBD Date: August 23, 2008
"I have never had a problem with A/F web site. It is easy to understand & operate. This is where I do all of my banking transactions. I love it!"
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Review 2 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
AmyM
Location: Syracuse
Gender: Female
Age: 25 to 34
America First member for: 7 to 10 years
Love it Date: August 17, 2008
"I have been doing my banking online with America First for almost 10 years and I LOVE it! I think the website is fantastic and very convenient. This is the biggest reason why I have stayed with AF for so long and don't have any plans to ever change financial institutions."
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Review 3 for Online Banking

Overall Rating: 3 out of 5 3 out of 5
Convenience: 3 out of 5 3 out of 5
Functionality: 2 out of 5 2 out of 5
Accessibility: 1 out of 5 1 out of 5
Ease of use: 2 out of 5 2 out of 5
pasta

America First Web Access...never works. Date: August 14, 2008
"Every time I get online to check my banking, it seems AFCU is having technical problems. It is getting a little ridiculous. Why would I tell people to join AFCU when I can't even check my OWN banking. Come on guys, get it right."
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Review 4 for Online Banking

Overall Rating: 3 out of 5 3 out of 5
Convenience: 3 out of 5 3 out of 5
Functionality: 3 out of 5 3 out of 5
Accessibility: 2 out of 5 2 out of 5
Ease of use: 3 out of 5 3 out of 5
boardhead
Location: Kaysville, UT
Gender: Male
Age: 45 to 54
America First member for: over 10 years
America First Web Gone Down Hill Date: August 7, 2008
"In the past America First has always been on the fore front of web accessibility. In the past year or so they seem to be struggling with keeping up. Many banks have finally caught on to the web and are offering significantly better web-based offerings. America First has had problems with their new security layer not allowing me to log in and recently they have had several server crashes with their web banking down for most of the day. The only reason I would recommend America First to a friend is because of their other banking services. However, if they can't get their web act together I will have to reconsider."
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Review 5 for Online Banking

Overall Rating: 1 out of 5 1 out of 5
Convenience: 2 out of 5 2 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 1 out of 5 1 out of 5
Ease of use: 4 out of 5 4 out of 5
dooh
Location: Clearfield, UT
Gender: Male
Age: 35 to 44
America First member for: over 10 years
webaccess Date: August 1, 2008
"The webaccess is a wonderful service when they can keep it up. The application seems to crash / go down far too often, or else it tries to authenticate to a server that is not meant for webaccess."
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Review 6 for Online Banking

Overall Rating: 1 out of 5 1 out of 5
Bobaganoush

Date: July 31, 2008
"It is very inconvienient when I need to pay payments, i.e. mortgage, and your system does not work. I do most of my banking via internet and this is not acceptable. I have attempted to make this payment 5 times today since 8:00 this morning."
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Review 7 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Anonymous Reviewer
Location: West Jordan, UT
Gender: Male
Age: 18 to 24
America First member for: over 10 years
AWESOME Date: July 16, 2008
"I have been an AFCU member for over 15 years and there is a good reason for that. Service and reliability. I can do anything I want with my finances at home from my computer. Pay bills with a click, transfer money to my brother to help him out with bills ANYTHING!
I love the online services so much I brag about them to people."
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Review 8 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
MilitarySpouse
Location: Ellsworth AFB, SD
Gender: Female
Age: 25 to 34
America First member for: over 10 years
Online Access the Best! Date: July 11, 2008
"I love the ease of the online banking through AM 1st. Being away from UT I still have complete access to our account. Any question I could possibly have I am able to find online. I know what is happening any time night or day. It is very rare that Web Access has been down, I think in the 4 1/2 yrs away from UT I have encountered it being down a total of 3 times. The fact that it is down so little yet all info on the site is up to date at all times amazes me. I appreciate all that is done for the members!!"
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Review 9 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
trs20

I use it everyday Date: July 10, 2008
"I log in every day and check my account balances, transfer funds, reconcile my checkbook, etc. I can't go without being able to check my balances any time of day any time I want to."
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Review 10 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Anonymous Reviewer
Location: Saint George, UT
Gender: Male
Age: 18 to 24
America First member for: 1 to 3 years
A well designed online bakning experience Date: June 26, 2008
"I have several other accounts with other financial institutions and I find the AFCU to be the most convenient, best deisgined site of them all. I really like how easy it has been from day one to check my balances, trasnfer money and pay my bills. I am glad I found America First."
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Review 11 for Online Banking

Overall Rating: 4 out of 5 4 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 3 out of 5 3 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 4 out of 5 4 out of 5
krsand
Location: Austin, TX
Gender: Female
Age: 25 to 34
America First member for: over 10 years
great online banking system Date: June 18, 2008
"I really like this online banking system and have been using it for years. The billpay is very convenient and easy to use. The only complaint is every time I use it, it asks me a security question because it doesn't recognize my computer even though I use the same computer every time. Another review said they have this problem with Firefox but I use Internet Explorer and still have this problem. Other than that, I really like using it."
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Review 12 for Online Banking

Overall Rating: 4 out of 5 4 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 2 out of 5 2 out of 5
Ease of use: 5 out of 5 5 out of 5
utshirts
Location: South Jordan, UT
Gender: Male
Age: 65 and over
America First member for: over 10 years
Login Problems Date: June 16, 2008
"The only problem I have ever had is that the login procedure using Firefox does not recognize my computer and requires me to always answer a question before I can enter the program. I have also been locked out on occasion and need to reenter my information which is also annoying. The program once in is great."
4 of 6 people found this review helpful.
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Review 13 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Thomas
Location: Ramstein, Ge
Gender: Male
Age: 35 to 44
America First member for: over 10 years
Great Security, Great Services Date: June 12, 2008
"Their services and customer service is tops. I'm currently overseas and have run into a couple problems and they resolved the problems in a timely manner. I've been with America First for over 10 years now and I will stay with them as long as I live. I'm glad I stayed with them because I'm moving back to Utah. It's been a pleasure doing business with them and recommend them to anyone."
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Review 14 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
SteveZ
Location: Helper, Utah
Gender: Male
Age: 45 to 54
America First member for: 7 to 10 years
America First #1 Date: June 11, 2008
"Sincre I have had my finances with America First I have had nothing but the best service. Customer service people as well as the counter people at the branches are excellent. Your website is the easiest to use and keep track of all my accounts. Thanks for doing a great job. I am truly very happy with doing business at America First."
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Review 15 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
JBird
Location: Eagle Mountain, UT
Gender: Female
Age: 25 to 34
America First member for: over 10 years
Great Online Banking Date: June 10, 2008
"I love online banking with America First. It's quick,easy, and I have never had a payment problem. I love that I can click on the calendar and set the date I want the payment to be made. I can do all my bill paying at once for the whole month. I can even have payments made to individual people. It just doesn't get any easier."
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Review 16 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of use: 4 out of 5 4 out of 5
Rick22
Location: Ogden
Gender: Male
Age: 55 to 64
America First member for: over 10 years
Great Online Security Date: June 10, 2008
"The ability to implement an RSA key log in (which is not widely known among AFCU members) is a terrific security feature! Thanks, AFCU, for being in the forefront."
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Review 17 for Online Banking

Overall Rating: 4 out of 5 4 out of 5
Convenience: 4 out of 5 4 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
AP21
Location: Twin Falls, ID.
Gender: Male
Age: 25 to 34
America First member for: 4 to 6 years
My only wish Date: June 9, 2008
"The online banking with AFCU is second to none!! No other bank that I have comes close and I have 3 others. Anyway, my only wish is that if I need to make a payment to an AFCU account that I could enter a different bank account or debit/credit card. I can only transfer amounts between AFCU accounts for payments etc. If I am missing something, someone fill me in."
2 of 3 people found this review helpful.
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Review 18 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
mhjohnso

Date: June 5, 2008
"America first online banking has made my banking experience just so much better I love being able to see and print off any imformation on my account that i want or need any time day or night. America First is an amazing bank."
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Review 19 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Bhaps

Date: June 2, 2008
"The website is fantastic! By far the easiest bank website I have ever used, and one of the classiest. Navigation is a breeze. The login is secure, but not cumbersome. Account pages are clean, not over-cluttered with links. I love it."
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Review 20 for Online Banking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
MDarius
Location: Roy, UT
Gender: Male
Age: 35 to 44
America First member for: over 10 years
Long time AFCU member Date: May 19, 2008
"We've been with AFCU for 13 years now. They have always been flexible with our needs, ready with recommendations that benefit us, not necessarily them, and reliable. Web Access is easy to use and has everything we need to manage our personal finances. If I have ever had a problem or concern it has always been quickly addressed, and actually escalated to management. I am impressed with their customer service. Thank you, AFCU, for good service and good products!"
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