America First Ratings and Reviews
Top Rated Product
Bill Pay

Bill Pay

Why spend time and money for stamps and tedious mailings when you can take care of all your household and personal expenses online – for free? Free Online Bill Pay takes the hassle out of paying bills, it’s amazingly easy to use, and it gives you greater flexibility in scheduling payments. Try our demo!

Average Member Rating: 4.81 out of 5 4.8 out of 5
1,990 of 1,999 (100%) members would recommend this product to a friend.

Member Reviews for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
GBurke
Location: Murray, Utah
Gender: Male
Age: 55 to 64
America First member for: over 10 years
FEATURED REVIEW FEATURED REVIEW
Wonderful Service Date: January 31, 2008
"The Bill Pay Option on your America First Account is a real time saver, and saves you postage on sending bills. Easy set-up, very easy to use. Thanx America First for your Excellent Customer Service !!!!!"
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Review 2 for Bill Pay

Overall Rating: 4 out of 5 4 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Duncan
Location: Kaysville, UT
Gender: Male
Age: 25 to 34
America First member for: 7 to 10 years
Top 10 Contributor Top 10 Contributor
Who needs personal checks anymore?? Date: March 19, 2009
"I love the bill pay for Online payments. It's very easy to track your past payments for bills. You put in the biller information, put in the amount you want to send and click submit. They mail out a check and it's all done for you."
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Review 3 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Lissa
Location: Magna, Ut
Gender: Female
Age: 25 to 34
America First member for: 7 to 10 years
I LOVE BILL PAY!!! Date: September 18, 2008
"America First brought Bill Pay out right before I got married and I started using it for all my bills. I have never sent a personal check in the mail as a payment because I can send payments to anyone anywhere with Bill Pay! I love it, and I will never stop using it! Bill Pay is my facorite AFCU Product!"
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Review 4 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
skch
Location: Clearfield, Utah
Gender: Female
Age: 45 to 54
America First member for: over 10 years
Date: September 16, 2008
"I just started using bill pay about 5 months ago. I can't believe how convenient this service is. I feel so fortunate to be a member of AFCU. I had a hard time deciding which service to write comments on. AFCE earns 5 stars in all areas as far as I am concerned."
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Review 5 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
mreynolds
Location: Salt Lake City
Gender: Male
Age: 18 to 24
America First member for: 4 to 6 years
Number One Contributor Number One Contributor
Wow.... I am so amazed Date: August 9, 2008
"I have been using Bill Pay religiously for the past 2 years now. I have never been so pleased with a product before as I am with AFCU Bill Pay. The service is very easy to use. I love that they do not deduct funds from my account until after the payment date, which makes it easy for me to budget for the month and submit my payments in advance. If I ever have an issue, which is rare, submitting an inquiry for a payment is very easy. They always get back to me within 24 hours, and are extremely helpful. Thank you so much for having such an outstanding and easy product to use, and also for not charging me for it like other institutions would."
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Review 6 for Bill Pay

Overall Rating: 4 out of 5 4 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 3 out of 5 3 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of use: 5 out of 5 5 out of 5
120days
Location: Ogden, UT
Gender: Male
Age: 25 to 34
America First member for: 7 to 10 years
Love it but, Date: July 25, 2008
"I do all my bills with bill pay. I have even set up non regular bills because it is so easy. However, I think it is inconveinent that we can only have the funds come from checking."
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Review 7 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
HAPPYLADY
Location: West Jordan, UT
Gender: Female
Age: 25 to 34
America First member for: 7 to 10 years
I LOVE IT!! Date: July 2, 2008
"I will admit that I was a little bit nervous to use the bill pay at first - I was nervous that my payments would not be received but that has not been the case. I don't think that I can ever go back to paying bills another way!! Thank you AFCU for this wonderful service!"
1 of 1 people found this review helpful.
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Review 8 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 4 out of 5 4 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
RedVine
Location: Roy, UT
Gender: Male
Age: 35 to 44
America First member for: 4 to 6 years
Excellent Banking Website Date: June 24, 2008
"Our 6 years of using the AFCU website for banking has been excellent overall. I was not sure about the bill pay feature, but after it passed my test by paying a couple of bills, now it is the way I pay all my recurring bills - in about 5 min per month. We also like the account balance summary and history screens."
1 of 1 people found this review helpful.
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Review 9 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Richie
Location: Ogden, Utah
Gender: Male
Age: 65 and over
America First member for: over 10 years
Date: June 24, 2008
"America First Bill pay is an outstanding feature. It is easy to use and best of all it's free!!"
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Review 10 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
murphysmom

Why are you still writing checks? Date: June 21, 2008
"My husband and I have been using Bill Pay for about two years now and I don't know if I could ever go back to writing checks again! The other option of setting up automatic withdrawls from an account with several different companies would just frustrate me as I do not have the control of making changes. Sometimes we like to make more than the minimum payment, or send off the payment two weeks before the due date for budgeting purposes and online banking allows us to do that. With the price of stamps going up what seems like every six months or so, we also save 5.00 - 10.00 a month just on postage."
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Review 11 for Bill Pay

Overall Rating: 4 out of 5 4 out of 5
Convenience: 4 out of 5 4 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 3 out of 5 3 out of 5
Ease of use: 3 out of 5 3 out of 5
Kam1947

Gender: Female
Age: 55 to 64
America First member for: 7 to 10 years
On Line Bill Pay Date: June 18, 2008
"I am not impressed with the posting of my paid bills to my account records. I just checked again and my bill shows that it paid today but it does not show as posted and deducted from my account. This has on more than one occasion caused an overdraft."
3 of 10 people found this review helpful.
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Review 12 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Claudia
Location: Ogden, UT
Gender: Female
Age: 18 to 24
America First member for: 1 to 3 years
Exelent Service Date: June 17, 2008
"The electronic services are great you can manage your accounts and always be informed about the status of your accounts is really easy to use and very covenients, I love the service is great."
2 of 2 people found this review helpful.
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Review 13 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
C123

Gender: Female
Age: 35 to 44
America First member for: over 10 years
I LOVE ALCU! Date: June 16, 2008
"I have been a member for over ten years now. During that time, I have moved states, moved back, needed loans, and the staff at the credit union has always made everything I need SO easy! I am out of town about 200 days a year, and doing all of my banking on line has become fundamental. Not only are my everyday transactions so easy, but I have been grateful to get overnighted new cards when my wallet has been stolen, set up new investment accounts when I've needed to over the phone, a new business... THEY ARE GREAT! And I have never found this kind of customer service anywhere else."
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Review 14 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 4 out of 5 4 out of 5
scrabblequeen13
Location: West Valley
Gender: Female
Age: 18 to 24
America First member for: less than a year
Date: March 26, 2008
"Online bill pay is easy enough for my husband to use!"
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Review 15 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 4 out of 5 4 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Serenity
Location: Sandy, UT
Gender: Female
Age: 25 to 34
America First member for: 7 to 10 years
Love AFCU Bill Pay, but have a suggestion Date: February 4, 2008
"I really love the functionality of AFCU's Bill Pay. It is so great to have my bill set up to auto-pay, as well as give me reminders and allow me to make one-time payments. I also love that I have the control to make adjustments to the date and amount at any time.

One suggestion I can make it to add the ability to make payments with Bill Pay (or some other option) to AFCU accounts. I would love to be able to set up an recurring payment to my auto and overdraft loans, but also have the control of changing the date and amounts whenever I want to. Right now, my only options are to do a account transfer/payment in real-time (not scheduled) or to have customer service set up a fixed payment date and amount to auto-pay.....and I don't get any reminders right now either. Adding this functionality to your online banking system would be a great benefit.
Thanks!
"
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Review 16 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
lilbit

Time Saver! Date: February 4, 2008
"Bill Pay is my best friend! It is easy to use and so quick. It makes my bill paying alot less cumbersome. I would recommend it to anyone. My creditors get paid in a timely manner in a more secure method. I save on not purchasing checks as frequently and on postage. It is a great asset to my life!"
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Review 17 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
skj1234

Love using Bill Pay Date: February 4, 2008
"I love using Bill Pay with America First. It is so easy and convenient. I don't have to save my envelopes that i get with my bill and I don't buy stamps. I know that my money is well taken care of and that I can always have the assurance that my bills will be paid when promised. Just another added bonus to being an America First member!!"
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Review 18 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
MissRoxy
Location: West Valley City, UT
Gender: Female
Age: 35 to 44
America First member for: 4 to 6 years
What did I do without this. Date: February 4, 2008
"I am not of fan of bill time. All the tiem to figure what I owe, all the statement that I later have to dispose of. When AFCU started bill pay I started using it right away. I was able to get rid of paper statement. I can tell them when to pay. It keeps track of all the previous payments, when I payed and how much. I never want to go back to writing checks. I love bill pay"
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Review 19 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
gusking
Location: Salt Lake City
Gender: Female
Age: 45 to 54
Easy and Convenient Date: February 4, 2008
"This is so easy and convenient to use. You set it up once
and never worry about it again. In the event you need to change a payment amount, once or forever, you just log in and enter the amount and it's done.
"
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Review 20 for Bill Pay

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Functionality: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of use: 5 out of 5 5 out of 5
Sara
Location: Ogden,UT
Gender: Female
Age: 25 to 34
America First member for: 7 to 10 years
Date: February 4, 2008
"The best thing is the money is out from your account the next day, don't have to wait until the cash check"
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