America First Ratings and Reviews
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Checking

Checking

Checking at America First is absolutely, unquestionably free, pays you dividends, and comes complete with a host of electronic services that don't cost you a cent to use. It's a necessity in today’s world, and it’s simply the best of the best.

Average Member Rating: 4.845 out of 5 4.8 out of 5
600 of 607 (99%) members would recommend this product to a friend.
Product Details

Member Reviews for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 3 out of 5 3 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 4 out of 5 4 out of 5
MEDIC2
Location: Tucson, AZ
Gender: Female
Age: 35 to 44
America First member for: over 10 years
Expand to Arizona! Date: April 26, 2008
"AFCU is awesome! I have been wth them for many years and continue to keep them as my primary bank, even though I am out of state.
Customer service is outstanding and I recommend them to my friends, a well as newly hired employees of my company.
Keep up the good work!"
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Review 2 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Misco
Location: Clearfield
Gender: Male
Age: 35 to 44
America First member for: over 10 years
Love this product Date: April 8, 2008
"The free checking at America First is very convenient and problem free... as long as I have money in there :)"
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Review 3 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
LUVTHESUN
Location: Syracuse, Utah
Gender: Female
Age: 35 to 44
America First member for: 7 to 10 years
I don't know why you would ever use any else! Date: February 19, 2008
"America First has "easy" as their motto for customers. I love how accessable my account is. I have access to my account on line, at any credit union atms, and at any of their branches in grocery stores or indepedent branches. They are open late and on Saturdays. It is easy to paybills on line or transfer money to any of my other accounts. I can even write a check on thier website to a family member or friend and they will deliver it to them by mail. It is soooo easy!"
1 of 1 people found this review helpful.
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Review 4 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 2 out of 5 2 out of 5
Rate & terms: 4 out of 5 4 out of 5
KARIRUIZ
Location: SALT LAKE CITY
Gender: Female
Age: 35 to 44
America First member for: 7 to 10 years
BEST CHECKING ACCOUNT OPENED Date: February 19, 2008
"LIKE ANY FINANCIAL INSTIUTION THEY CHARGE FEES, BUT THEY WILL ALWAYS LET YOU KNOW, AND HAVE THEM VERY CLEAR WHY THEY CHARGE YOU A FEE. THEY DON'T GO AND CLOSE YOUR ACCOUNT IN TEN DAYS LIKE OTHERS.YOU HAVE YOUR DEPOSIT CREDIT A LOT SOONER THAN OTHERS."
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Review 5 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 4 out of 5 4 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 4 out of 5 4 out of 5
Rate & terms: 5 out of 5 5 out of 5
jen9us

Age: 25 to 34
America First member for: 7 to 10 years
Date: February 19, 2008
"There are no hidden fees. They don't nickle and dime you for every service. They have great customer service and help you get whatever you need done."
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Review 6 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
jblair
Location: Layton, UT
Gender: Female
Age: 25 to 34
America First member for: over 10 years
Date: February 19, 2008
"I love banking at America First Credit Union. There are several locations and no fees! I have several friends who've had problems with their banks for things like not having immediate access to their money and hidden fees, but I have never encountered anything like that at America First. I have recomended banking here to all of my friends."
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Review 7 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Ballinger

Online Access Date: February 19, 2008
"I abosolutely love the online access. It makes it easier for me to see where I am in funds."
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Review 8 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
kdb1
Location: Salt Lake City, UT
Gender: Male
Age: 45 to 54
America First member for: over 10 years
There is no better value out there than AFCU Date: February 19, 2008
"I Love AFCU. Years ago I used a fee based payment service for all my accounts, when AFCU offered the Bill Pay service, I was delighted. They worked with me to solve a few problems that came up once. I couldn't get by without it.
I like the email based customer service, it works great for my needs, I don't have time to make a phone call, or at times the privacy to make a phone call. Email responses are quick and accurate.
I used to have to drive a ways to get to a branch. In the last year two new branches were located near my home. One with extended hours in a grocery store, and one a separate branch building. Thanks!!
I like the online statments, but I wish they were available for 36+ months instead of 18 months.
Web access is superior to all other instutions I use, both banks and credit unions. They have put a lot of time into their web stie, it is my primary interface to the credit union. I can always do what ai need to do quickly, checking, savings, c-card, loans, bill pay, etc.
Thanks AFCU for your great service!"
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Review 9 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Noodle44
Location: Tooele, UT
Gender: Female
Age: 25 to 34
America First member for: 4 to 6 years
Moved Truck Loan Over Date: February 19, 2008
"The banker was fast and knowledgable. Easy process and better rates than anywhere else."
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Review 10 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Timothy
Location: Herriman, Utah
Gender: Male
Age: 35 to 44
America First member for: 7 to 10 years
Great Service Date: February 19, 2008
"I love AFCU! Whenever I find out that a friend or co-worker is associated with a bank, I tell them how happy I am with my credit union. I love all the online features, mostly the BILL PAY, and tell them how convenient everything is."
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Review 11 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 4 out of 5 4 out of 5
Jazzfan
Location: Clinton, UT
Gender: Female
Age: 45 to 54
America First member for: 1 to 3 years
this is great Date: February 19, 2008
"i have found on-line banking to very helpful in keeping track of transactions and knowing that just a few clicks away i can access my account and see what transactions have taken place within a day of doing them. i also enjoy being able to help my son who is in the Navy borrow money when he is in a bind and not have to worry with going to Western Union to send him money. this is great!"
1 of 1 people found this review helpful.
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Review 12 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 4 out of 5 4 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
lds24601
Location: Ogden, UT
Gender: Male
Age: 18 to 24
America First member for: 1 to 3 years
Date: February 19, 2008
"I love how easy it is to manage my money online and to deposit and withdraw my money. The only thing I would like improved is the time between the purchase and when that purchase appears on my account history. I would like that to be much faster, if possible."
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Review 13 for Checking

Overall Rating: 4 out of 5 4 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of opening: 4 out of 5 4 out of 5
Rate & terms: 4 out of 5 4 out of 5
juicetiger

Gender: Female
Age: 25 to 34
America First member for: 4 to 6 years
Date: February 19, 2008
"I love the convenience of my America First Accounts. I do most of my banking online and it is quick and easy. I especially like the online bill pay."
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Review 14 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Anonymous Reviewer
Location: Saint George Utah
Gender: Female
Age: 18 to 24
America First member for: 7 to 10 years
Best Credit Union Date: February 19, 2008
"I've only had good luck with these guys. They make my banking so easy, and I love not having to deal with all of the hidden fees and what not."
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Review 15 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Mildred

Gender: Female
Age: 25 to 34
America First member for: over 10 years
Amazing Date: February 19, 2008
"I moved out of state for awhile and felt I needed to bank with a company that had branches in Utah and in this other state, so I switched banks. Within about 2 weeks of moving back to Utah I came back to America First. I love America First. I really like that I don't have to pay fees to keep my accounts open. Keep up the good work!!"
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Review 16 for Checking

Overall Rating: 4 out of 5 4 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 3 out of 5 3 out of 5
TwinkleEyes
Location: Sugarhouse
Gender: Female
Age: 18 to 24
America First member for: 1 to 3 years
Great credit union Date: February 19, 2008
"I am treated very well at America First. The only thing I would like to see improved is the overdraft fee."
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Review 17 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 4 out of 5 4 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of opening: 4 out of 5 4 out of 5
Rate & terms: 5 out of 5 5 out of 5
Paulinidaho

banking Date: February 19, 2008
"Great bank, easy to work with, reasonable rates, ect"
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Review 18 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
Happi
Location: Denver Colorado
Gender: Female
Age: 45 to 54
America First member for: 7 to 10 years
Features & Accessibility Date: February 19, 2008
"America First offers more features than any other banking institution we have found anywhere in the US. It's ease of use makes our businesss travels, both national and abroad easier as we use several AMerica First accounts for different reasons: Debit , main, automatic withdrawal, and personal.
ANytime we have a a financial transaction we always contact AMerica First first since we know they are competitive and the customer service is beyond excellent."
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Review 19 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 4 out of 5 4 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 4 out of 5 4 out of 5
Heboo

Date: February 19, 2008
"I love how easy everything is. The automatic and split payment options offered are great."
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Review 20 for Checking

Overall Rating: 5 out of 5 5 out of 5
Convenience: 5 out of 5 5 out of 5
Accessibility: 5 out of 5 5 out of 5
Ease of opening: 5 out of 5 5 out of 5
Rate & terms: 5 out of 5 5 out of 5
heyhoss
Location: Roy, Ut
Gender: Male
Age: 25 to 34
America First member for: over 10 years
Top 50 Reviewer Top 50 Reviewer
Date: February 19, 2008
"I really like the checking account. I like having the picture perfect debit card."
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