Checking at America First is absolutely, unquestionably free, pays you dividends, and comes complete with a host of electronic services that don't cost you a cent to use. It's a necessity in today’s world, and it’s simply the best of the best.
Average Member Rating:
4.8 out of 5
Rating Snapshot
(617 reviews)
5 stars
533
4 stars
78
3 stars
3
2 stars
2
1 star
1
610 of 617 (99%) members would recommend this product to a friend.
Member Reviews for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
LFritz Location:
Phoenix, AZ
Gender:
Female
Age:
35 to 44
America First member for:
over 10 years
I Love AFCU
Date: November 12, 2009
"I have lived in Phoenix, AZ for the past 9 years, but I will not give up my AFCU membership or checking account. They have remained my primary finacial instituion, and will. I have always had a very pleasant and professional experience with them. They are great!"
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Review 2 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
JoeG Location:
Boise, Id
Gender:
Male
Age:
55 to 64
America First member for:
4 to 6 years
Even out of State AFCU can't be beat
Date: May 5, 2009
"I moved out of state too Boise and looked at the CU's here. Most were small, 5-15 branches and they couldn't match the services and rates of return. I continue to maintain both my business and personal accounts at AFCU and use the on-line services to handle all of my financial needs. I hope to buy a new home in Boise and I am counting on AFCU to handle my mortgage."
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Review 3 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
dpmartin75 Location:
Germany
Gender:
Male
Age:
35 to 44
America First member for:
over 10 years
Your best banking experience
Date: May 5, 2009
"My wife and I are both Active Duty military. We have been with AFCU since 1995. We left in 1999, but I chose to keep my account open because I still owned a home in the community. Over the past 14 years, we have sold the house, but WILL keep this account because of the ease and security of the online access. I can do everything that I could as if I were in Utah; even though I will not return to the state. AFCU has been a true ally in the financial realm and I reccomend this bank to all who read this."
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Review 4 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
Duncan Location:
Kaysville, UT
Gender:
Male
Age:
25 to 34
America First member for:
7 to 10 years
Top 10 Contributor
FREE and lots of Great Service
Date: March 19, 2009
"I am so happy that I opened an account with America First, these guys are the BEST. Who would ever want to do business with a bank that doesn't understand where they get their business from. These guys know it and work hard to help you keep your money in order, be accessible an available to you at all times. I don't use Checks anymore!!"
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Review 5 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
mreynolds Location:
Salt Lake City
Gender:
Male
Age:
18 to 24
America First member for:
4 to 6 years
Number One Contributor
BEST Free Checking
Date: February 12, 2009
"It really is FREE checking. I love my checking account, because I have total freedom with it. I love how a line of credit can be linked up for overdraft protection, which saves me a lot on overdraft fees if I have been an airhead one month. I left another bank for AFCU because I heard of the great products and customer service they have. It was one of the best decisions I have made in my life."
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Review 6 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
DarkCharisma Location:
Orem, UT
Gender:
Male
Age:
18 to 24
America First member for:
1 to 3 years
Best ever banking experience.
Date: July 19, 2008
"I came to AFCU to get a loan for my truck when my bank I had been with for 2 years turned me down; AFCU staff was very helpful, knowledgeable, and fast; I was signed up for an account and walked out the door with the loan for my truck in less than 3 hours. I have since cancelled my other bank account and moved everything over to AFCU. Best banking decision I ever made. AFCU makes it easy and fast to do whatever it is you need to do. I now have converted my parents and two friends to AFCU, and they love it as well."
3 of 3 people found this review helpful.
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Review 7 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
BringTheBeatBack
Best credit unionby far for overdraft protection
Date: June 11, 2008
"There was a few times I was short of funds while taking care of family situations and my checking account was short for paying bills. Though America First charges a 19 dollar overdraft fee, they still cover the full transactions and kindly wait until my next direct deposit to pay back the funds with the overdraft. America First has covered what no other bank like USAA, Pioneer Federal Credit Union, Bank Of America or Citibank does. America First is People Firiendly and doesnt keep charging overdraft fees over and over again when the bill could have been taken care of two to three overdraft fees ago. America First is awesome and I have been banking with them since June 1997 and will continue on being a customer to a Credit Union that stands out, Thanks..."
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Review 8 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
CuteJane Location:
Saratoga Springs, UT
Gender:
Female
Age:
25 to 34
America First member for:
less than a year
Opening a Checking Account
Date: May 31, 2008
"Opening a checking account with America First was SO easy and FAST! I was prepared to sit down for a while to set everything up; however, everyone was so fast and friendly and I was in and out in less than 20 minutes. My 2 year old ate candy and didn't want to leave. Thanks America First!"
0 of 1 people found this review helpful.
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Review 9 for Checking
Overall Rating:
5
out of 5
lovely5921 Location:
West Jordan, UT
Gender:
Female
Age:
18 to 24
America First member for:
less than a year
This credit union is awesome.
Date: May 27, 2008
"I love that I can design my own debit card. I love that there are AFCU branches all over the place in Salt Lake County. I especially love the customer service I get at all of the branches I have visited."
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Review 10 for Checking
Overall Rating:
5
out of 5
Convenience:
3
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
4
out of 5
MEDIC2 Location:
Tucson, AZ
Gender:
Female
Age:
35 to 44
America First member for:
over 10 years
Expand to Arizona!
Date: April 26, 2008
"AFCU is awesome! I have been wth them for many years and continue to keep them as my primary bank, even though I am out of state. Customer service is outstanding and I recommend them to my friends, a well as newly hired employees of my company. Keep up the good work!"
2 of 2 people found this review helpful.
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Review 11 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
Misco Location:
Clearfield
Gender:
Male
Age:
35 to 44
America First member for:
over 10 years
Love this product
Date: April 8, 2008
"The free checking at America First is very convenient and problem free... as long as I have money in there :)"
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Review 12 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
LUVTHESUN Location:
Syracuse, Utah
Gender:
Female
Age:
35 to 44
America First member for:
7 to 10 years
I don't know why you would ever use any else!
Date: February 19, 2008
"America First has "easy" as their motto for customers. I love how accessable my account is. I have access to my account on line, at any credit union atms, and at any of their branches in grocery stores or indepedent branches. They are open late and on Saturdays. It is easy to paybills on line or transfer money to any of my other accounts. I can even write a check on thier website to a family member or friend and they will deliver it to them by mail. It is soooo easy!"
1 of 1 people found this review helpful.
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Review 13 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
2
out of 5
Rate & terms:
4
out of 5
KARIRUIZ Location:
SALT LAKE CITY
Gender:
Female
Age:
35 to 44
America First member for:
7 to 10 years
BEST CHECKING ACCOUNT OPENED
Date: February 19, 2008
"LIKE ANY FINANCIAL INSTIUTION THEY CHARGE FEES, BUT THEY WILL ALWAYS LET YOU KNOW, AND HAVE THEM VERY CLEAR WHY THEY CHARGE YOU A FEE. THEY DON'T GO AND CLOSE YOUR ACCOUNT IN TEN DAYS LIKE OTHERS.YOU HAVE YOUR DEPOSIT CREDIT A LOT SOONER THAN OTHERS."
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Review 14 for Checking
Overall Rating:
5
out of 5
Convenience:
4
out of 5
Accessibility:
5
out of 5
Ease of opening:
4
out of 5
Rate & terms:
5
out of 5
jen9us
Age:
25 to 34
America First member for:
7 to 10 years
Date: February 19, 2008
"There are no hidden fees. They don't nickle and dime you for every service. They have great customer service and help you get whatever you need done."
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Review 15 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
jblair Location:
Layton, UT
Gender:
Female
Age:
25 to 34
America First member for:
over 10 years
Date: February 19, 2008
"I love banking at America First Credit Union. There are several locations and no fees! I have several friends who've had problems with their banks for things like not having immediate access to their money and hidden fees, but I have never encountered anything like that at America First. I have recomended banking here to all of my friends."
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Review 16 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
Ballinger
Online Access
Date: February 19, 2008
"I abosolutely love the online access. It makes it easier for me to see where I am in funds."
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Review 17 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
kdb1 Location:
Salt Lake City, UT
Gender:
Male
Age:
45 to 54
America First member for:
over 10 years
There is no better value out there than AFCU
Date: February 19, 2008
"I Love AFCU. Years ago I used a fee based payment service for all my accounts, when AFCU offered the Bill Pay service, I was delighted. They worked with me to solve a few problems that came up once. I couldn't get by without it. I like the email based customer service, it works great for my needs, I don't have time to make a phone call, or at times the privacy to make a phone call. Email responses are quick and accurate. I used to have to drive a ways to get to a branch. In the last year two new branches were located near my home. One with extended hours in a grocery store, and one a separate branch building. Thanks!! I like the online statments, but I wish they were available for 36+ months instead of 18 months. Web access is superior to all other instutions I use, both banks and credit unions. They have put a lot of time into their web stie, it is my primary interface to the credit union. I can always do what ai need to do quickly, checking, savings, c-card, loans, bill pay, etc. Thanks AFCU for your great service!"
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Review 18 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
Noodle44 Location:
Tooele, UT
Gender:
Female
Age:
25 to 34
America First member for:
4 to 6 years
Moved Truck Loan Over
Date: February 19, 2008
"The banker was fast and knowledgable. Easy process and better rates than anywhere else."
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Review 19 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
4
out of 5
Ease of opening:
5
out of 5
Rate & terms:
5
out of 5
Timothy Location:
Herriman, Utah
Gender:
Male
Age:
35 to 44
America First member for:
7 to 10 years
Great Service
Date: February 19, 2008
"I love AFCU! Whenever I find out that a friend or co-worker is associated with a bank, I tell them how happy I am with my credit union. I love all the online features, mostly the BILL PAY, and tell them how convenient everything is."
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Review 20 for Checking
Overall Rating:
5
out of 5
Convenience:
5
out of 5
Accessibility:
5
out of 5
Ease of opening:
5
out of 5
Rate & terms:
4
out of 5
Jazzfan Location:
Clinton, UT
Gender:
Female
Age:
45 to 54
America First member for:
1 to 3 years
this is great
Date: February 19, 2008
"i have found on-line banking to very helpful in keeping track of transactions and knowing that just a few clicks away i can access my account and see what transactions have taken place within a day of doing them. i also enjoy being able to help my son who is in the Navy borrow money when he is in a bind and not have to worry with going to Western Union to send him money. this is great!"
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